About HASSRA Travel Insurance
The HASSRA Travel Insurance Scheme provides tailored travel insurance, underwritten by Lloyd's Syndicate 4444 which is managed by Canopius Managing Agents Limited, to members of the HASSRA. Our aim is to provide a quality service to a standard that provides true peace of mind to the frequent traveller. In working with HASSRA, we have designed a travel insurance product that members can rely on; easily accessed Online or via our expert Travel Team who are ready to assist.
The scheme is open to UK resident members of HASSRA aged between 40 and 74 and their families.
About the Scheme & Eligibility*
- Open to members of HASSRA aged between 40 and 74 and their families
- Travel is solely for leisure purposes
To be eligible for cover you must:
- Be a UK resident HASSRA member.
- Be aged between 40 and 74 at the time the first period of cover starts (thereafter no upper age limit will apply). If purchasing Couple or Family cover the person purchasing the cover must be aged between 40 and 74 years on the date of purchase but any spouse/partner to be insured can be aged under 40.
- Not suffer from a chronic breathing condition.
You must be medically fit to travel
a) on the date of booking any trip and either paying for the trip in full or paying the initial
instalment or deposit towards the final cost of the trip; and
b) on the date(s) you pay any further balance(s) or instalments towards the final cost of the
trip; and
c) on the date of departure on the trip.
Being medically fit to travel means:
(i) any existing medical condition(s) you have must be stable and controlled by any treatment you are receiving and/or medication(s) you have been prescribed; and
(ii) there must be no known likelihood of any specialist or specific medical tests, investigations or variation of treatment or medication for any existing medical condition(s) on any of the above dates, or whilst travelling; and
(iii) you are not awaiting surgery for any diagnosed medical condition; and
(iv) you are not exhibiting symptoms of an existing medical condition which could mean that your trip could be cancelled or cut short. It is always advisable to consult a doctor if you have any doubts about whether any insured member is medically fit to undertake a trip.
There is no cover under this insurance under Section 1 - Medical benefits nor Section 4 - Loss of deposits, cancellation or curtailment, if you are not fit to travel as described above, and we will not pay any claims directly or indirectly resulting from any medical condition you have with which a medical practitioner has advised you not to travel, or would have done so had you sought his/her advice, and despite this you still travel.
If an insured member is terminally ill (by which we mean the insured member has a life expectancy of below one year at the start of the trip) we will not pay claims under Section 1 - Medical benefit nor Section 4 - Loss of deposits, cancellation and curtailment, where curtailment of your trip is caused directly or indirectly by that terminal illness.
There is no cover under this insurance for any surgery, treatment or investigations for which you intend to travel to receive, including any expenses incurred due to the discovery of any other medical conditions during, and/or complications arising from, these procedures.
Over 40's Annual Travel Scheme
The HASSRA Travel Insurance scheme is available to all HASSRA members aged between 40 and 74 years of age residing in the UK.
Once a scheme member no upper age limit will apply provided cover is not lapsed.
What’s included
If the eligibility requirements for this policy mean that we cannot offer you cover, or if you have medical conditions which mean that the policy may not be suitable for you or meet all your needs, you may be able to get help by accessing the MoneyHelper travel directory or by calling 0800 138 7777 (Open Monday to Friday, 8am to 6pm).
The package of benefits at a glance
Cancellation | Up to £5,000 |
Curtailment | Up to £5,000 |
Medical and additional expenses+ | Up to £5,000,000 |
Emergency dental treatment | Up to £750 |
Overseas local burial/cremation* | Up to £2,000 |
Repatriation of mortal remains to UK | Covered |
Emergency medical repatriation and evacuation* | Covered |
Compassionate overseas visit* | Covered |
Personal accident benefit (death, loss of limb(s), loss of sight, or permanent total disablement resulting from bodily injury caused by an accident)* In the event of death of a child under 16 |
£15,000
£3,000 |
Personal baggage Single item/set of items limit |
Up to £1,500 Up to £350 |
Delayed baggage (more than 12 hours)* | Up to £150 |
Personal money, (e.g. cash, travellers cheques, travel tickets) Cash limit |
Up to £500 Up to £250 |
Loss of passport | Up to £250 |
Delayed departure: every 12 hours* | £50 up to maximum £200 |
Extended delay | Up to £2,000 |
Missed departure | Up to £1,000 |
Catastrophe cover* | Up to £300 |
Legal expenses* | Up to £25,000 |
Personal liability* | Up to £2,000,000 |
UK travel cover | Various amounts payable |
Winter sports cover | Various amounts payable |
Please note: Full details of all the benefits under the policy are given in the Evidence of Insurance document.
All benefits are subject to £60 excess except those marked with an asterisk (*). The benefit marked with a cross (+) is subject to £60 excess unless a UK Global Health Insurance Card (UK GHIC) is used. Benefits are subject to conditions, limitations, and exclusions detailed in the Evidence of Insurance document
Where a medical benefit is shown as “Covered” in the table above, the overall £5,000,000 cover limit relating to medical and additional expenses applies. Where there is a specific limit or amount payable for any individual medical benefit, this is stated.
Policy Pricing
The annual cost is the same for all members. All premiums are payable annually in advance.
Members have the flexibility to join the scheme at any point.
Membership of the scheme automatically renews each year on the 1st of October (renewal date) for all existing members.
Annual premiums for the HASSRA Travel Insurance Scheme for year commencing 1st October 2024:
Single | £373.18 |
Couple | £499.68 |
Family | £531.30 |
Prices include Insurance Premium Tax at 20%.
Apply for cover
It's now even easier to join the scheme.
Simply call our knowledgeable UK-based team on 01622 766960 and we can get your application completed on the phone.
Or, download and complete the Application Form and Direct Debit Mandate. Complete both forms and post to:
HASSRA Travel Insurance,
1st Floor
Gail House
Lower Stone Street
Maidstone
Kent
ME15 6NB
Or email your completed forms to: sales@csis.co.uk
No cover can be incepted until the Application Form (including the Direct Debit Mandate) is received and accepted by underwriters. As a HASSRA member scheme we encourage all insured parties to join the organisation.
Here are the answers to some frequently asked questions:
Scheme Administrator: CSIS
HASSRA Travel Insurance is administered by the Civil Service Insurance Society, authorised and regulated by the Financial Conduct Authority under firm reference number 304151.
No personal recommendations are made for customers.
All information provided is to enable a customer to make his/her own purchasing decision.
Contact Form
To send us a message, please fill in the fields below and click ‘send’. We will aim to reply within one working day.
"*" indicates required fields
email us:
Call us:
01622 766960
Telephone Opening Hours
Monday-Friday 9am-5pm
Excluding bank holidays
Write to us:
HASSRA Travel Insurance
CSIS
1st Floor
Gail House
Lower Stone Street
Maidstone
Kent
ME15 6NB
HASSRA Travel Insurance is a trading name of P J Hayman & Company Limited, authorised and regulated by the Financial Conduct Authority; firm reference number 497103.